72t Advisor In Green Bay, WI

72(t) SEPP Planning Services in Green Bay

If you live in Green Bay and have substantial retirement savings you need to access before 59½, IRS Rule 72(t) may be your solution. Our specialists work with Green Bay clients to build compliant, penalty-free distribution plans.

Under IRS Rule 72(t), you can establish a Substantially Equal Periodic Payments (SEPP) schedule that lets you draw income from your retirement accounts without the 10% penalty. The rules are strict — calculations must be exact and the schedule maintained — which is why Green Bay clients rely on our specialists.

Our team of 72(t) specialists serving Green Bay and the surrounding Wisconsin area has helped hundreds of clients structure compliant SEPP plans that provide reliable income while protecting them from costly IRS penalties.

The Spivak Advantage for Green Bay Clients

• Local expertise serving Green Bay and Wisconsin clients
• Dedicated 72(t) SEPP specialists — not generalist advisors
• Compliant structures that protect you from IRS penalties
• Fiduciary standard — your financial interests come first
• Free initial consultation with no obligation
• Ongoing compliance monitoring and support

Are You Eligible for a 72(t) SEPP Plan?

Most Green Bay residents who qualify for a 72(t) SEPP plan meet these criteria:

• To be under age 59½
• $200,000 or more in a qualifying retirement account (IRA, 401k, 403b, etc.)
• A need for regular income from your retirement savings
• Willingness to commit to the SEPP schedule (typically 5 years or until age 59½, whichever is longer)