72(t) SEPP PLANNING
72t Advisor In Tennessee
If you live in Tennessee and need to access your retirement funds before age 59½, Spivak Financial Group is here to help. We work with Tennessee clients remotely via phone and Zoom — no office visit needed. Schedule a free consultation to see how we can help you access your retirement funds early and penalty-free.
Schedule Your Free Consultation72t Advisor Near Me in Tennessee
Select your city below to find a local 72(t) SEPP specialist.
Penalty-Free Retirement Income for Tennessee Residents
For Tennessee clients who need income from their retirement accounts before reaching 59½, a properly structured 72(t) SEPP plan eliminates the 10% penalty. You need at least $200,000 in a qualifying account to get started.
Getting a 72(t) SEPP plan wrong can result in the IRS applying the 10% penalty retroactively to all prior distributions, plus interest. That's why Tennessee clients trust Spivak Financial Group — we specialize exclusively in these complex plans.
- Phone and Zoom consultations for all Tennessee residents
- MDRT Life Member — Million Dollar Round Table
- BBB A+ Accredited Business
- BrokerCheck verified through FINRA
- Complimentary retirement income analysis