72(t) SEPP PLANNING
72t Advisor In Ohio
Clients across Ohio rely on Spivak Financial Group for compliant, penalty-free 72(t) SEPP strategies. As a nationwide advisory firm, we meet with Ohio clients via phone and Zoom. Schedule a free consultation to see how we can help you access your retirement funds early and penalty-free.
Schedule Your Free Consultation72t Advisor Near Me in Ohio
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Your Trusted 72(t) SEPP Advisor in Ohio
Thousands of Ohio professionals and retirees have used IRS Rule 72(t) to unlock their retirement savings early. If you have $200,000 or more in a 401(k), IRA, or similar account and are under age 59½, you may qualify.
The IRS's Substantially Equal Periodic Payments (SEPP) provision — known as Rule 72(t) — is a powerful tool for Ohio residents who need retirement income before 59½. Proper structuring is critical, and our specialists ensure every plan meets IRS requirements.
- Serving all major cities in Ohio
- Dedicated 72(t) SEPP expertise
- Compliant, penalty-free distribution structures
- Fiduciary standard — your interests first
- Free initial consultation