72t Advisor In Buffalo, NY

72(t) SEPP Planning Services in Buffalo

Many Buffalo residents don't realize they can tap into their retirement accounts before age 59½ — completely penalty-free. If you have $200,000 or more in a qualifying account, a 72(t) SEPP plan may be right for you.

The Substantially Equal Periodic Payments (SEPP) provision under IRS Rule 72(t) is one of the most powerful — and most misunderstood — retirement planning tools available to Buffalo residents. Our advisors have the specialized knowledge to structure these plans correctly from day one.

We've helped Buffalo residents and clients throughout New York access hundreds of thousands of dollars in retirement savings — penalty-free. Our track record of IRS-compliant SEPP plans speaks for itself.

What Sets Our Buffalo 72(t) Service Apart

• Serving Buffalo and all of New York
• Expert guidance on all three SEPP calculation methods
• Penalty-free early retirement income strategies
• Accredited, credentialed financial professionals
• Responsive, personalized service
• Schedule your free consultation today

Who Qualifies for a 72(t) SEPP Plan?

To qualify for a 72(t) SEPP plan, you generally need:

• Under age 59½ at the time distributions begin
• A qualifying retirement account with at least $200,000
• Commitment to maintain the SEPP schedule without modification
• A clear financial need for early retirement income