72(t) SEPP PLANNING
72t Advisor In New York
Spivak Financial Group is the preferred 72(t) SEPP advisor for clients throughout New York. As a nationwide firm, we work with clients in New York via phone and Zoom — no in-person visit required. Schedule a free consultation to see how we can help you access your retirement funds early and penalty-free.
Schedule Your Free Consultation72t Advisor Near Me in New York
Find 72(t) SEPP planning resources for your specific city in New York.
Penalty-Free Retirement Income for New York Residents
For New York clients who need income from their retirement accounts before reaching 59½, a properly structured 72(t) SEPP plan eliminates the 10% penalty. You need at least $200,000 in a qualifying account to get started.
Getting a 72(t) SEPP plan wrong can result in the IRS applying the 10% penalty retroactively to all prior distributions, plus interest. That's why New York clients trust Spivak Financial Group — we specialize exclusively in these complex plans.
- Nationwide service — New York clients welcome
- Specialists in IRS Rule 72(t) SEPP planning
- Three IRS-approved calculation methods available
- Ongoing compliance monitoring included
- No-obligation free consultation