72t Advisor In Santa Fe, NM

72(t) SEPP Planning Services in Santa Fe

For Santa Fe professionals and pre-retirees who need income from their retirement savings before age 59½, a 72(t) SEPP plan offers a legal, IRS-compliant path to penalty-free distributions. Our advisors specialize in exactly this.

When structured correctly, a 72(t) SEPP plan provides Santa Fe residents with a reliable, penalty-free income stream from their retirement accounts. The key is using the right IRS-approved calculation method for your specific age, account balance, and income goals.

We've helped Santa Fe residents and clients throughout New Mexico access hundreds of thousands of dollars in retirement savings — penalty-free. Our track record of IRS-compliant SEPP plans speaks for itself.

Your Santa Fe 72(t) SEPP Specialists

• Nationwide service available to all Santa Fe residents
• Specialized 72(t) knowledge — not a generalist
• Ongoing plan monitoring to maintain IRS compliance
• Fiduciary duty — we always act in your best interest
• Flexible phone and Zoom scheduling
• Free 30-minute strategy session

Do You Qualify for Penalty-Free Early Withdrawals?

Our Santa Fe specialists will review your eligibility, but here are the general requirements:

• Must be younger than 59½ when distributions begin
• Retirement account balance of $200,000 or more
• Stable financial situation that supports a fixed distribution schedule
• Understanding that the SEPP plan must run for the longer of 5 years or until age 59½