72t Advisor In Roswell, NM

72(t) SEPP Planning Services in Roswell

Accessing retirement funds early doesn't have to mean paying a 10% penalty. Roswell clients who qualify for IRS Rule 72(t) can receive regular, penalty-free income from their retirement accounts — and we'll help you do it right.

Our team of 72(t) specialists serving Roswell and the surrounding New Mexico area has helped hundreds of clients structure compliant SEPP plans that provide reliable income while protecting them from costly IRS penalties.

Our team of 72(t) specialists serving Roswell and the surrounding New Mexico area has helped hundreds of clients structure compliant SEPP plans that provide reliable income while protecting them from costly IRS penalties.

Why Roswell Clients Choose Us for 72(t) Planning

• Nationwide service available to all Roswell residents
• Specialized 72(t) knowledge — not a generalist
• Ongoing plan monitoring to maintain IRS compliance
• Fiduciary duty — we always act in your best interest
• Flexible phone and Zoom scheduling
• Free 30-minute strategy session

Who Qualifies for a 72(t) SEPP Plan?

To qualify for a 72(t) SEPP plan, you generally need:

• To be under age 59½
• $200,000 or more in a qualifying retirement account (IRA, 401k, 403b, etc.)
• A need for regular income from your retirement savings
• Willingness to commit to the SEPP schedule (typically 5 years or until age 59½, whichever is longer)