72t Advisor In Kansas City, MO

72(t) SEPP Planning Services in Kansas City

For Kansas City professionals and pre-retirees who need income from their retirement savings before age 59½, a 72(t) SEPP plan offers a legal, IRS-compliant path to penalty-free distributions. Our advisors specialize in exactly this.

When structured correctly, a 72(t) SEPP plan provides Kansas City residents with a reliable, penalty-free income stream from their retirement accounts. The key is using the right IRS-approved calculation method for your specific age, account balance, and income goals.

We've helped Kansas City residents and clients throughout Missouri access hundreds of thousands of dollars in retirement savings — penalty-free. Our track record of IRS-compliant SEPP plans speaks for itself.

Why Kansas City Residents Trust Spivak Financial Group

• Serving Kansas City and all of Missouri
• Expert guidance on all three SEPP calculation methods
• Penalty-free early retirement income strategies
• Accredited, credentialed financial professionals
• Responsive, personalized service
• Schedule your free consultation today

Are You Eligible for a 72(t) SEPP Plan?

To qualify for a 72(t) SEPP plan, you generally need:

• Under age 59½ at the time distributions begin
• A qualifying retirement account with at least $200,000
• Commitment to maintain the SEPP schedule without modification
• A clear financial need for early retirement income