72(t) SEPP PLANNING
72t Advisor In Michigan
Spivak Financial Group is the preferred 72(t) SEPP advisor for clients throughout Michigan. As a nationwide firm, we work with clients in Michigan via phone and Zoom — no in-person visit required. Schedule a free consultation to see how we can help you access your retirement funds early and penalty-free.
Schedule Your Free Consultation72t Advisor Near Me in Michigan
Find 72(t) SEPP planning resources for your specific city in Michigan.
Access Your Retirement Funds in Michigan — Penalty-Free
If you are under age 59½ and have $200,000 or more in your 401(k), IRA, or other qualified retirement plan in Michigan, our 72(t) SEPP specialists can help you access your funds without the 10% early withdrawal penalty.
Getting a 72(t) SEPP plan wrong can result in the IRS applying the 10% penalty retroactively to all prior distributions, plus interest. That's why Michigan clients trust Spivak Financial Group — we specialize exclusively in these complex plans.
- Nationwide service — Michigan clients welcome
- Specialists in IRS Rule 72(t) SEPP planning
- Three IRS-approved calculation methods available
- Ongoing compliance monitoring included
- No-obligation free consultation