72t Advisor In Newton, MA

72(t) SEPP Planning Services in Newton

Many Newton residents don't realize they can tap into their retirement accounts before age 59½ — completely penalty-free. If you have $200,000 or more in a qualifying account, a 72(t) SEPP plan may be right for you.

The Substantially Equal Periodic Payments (SEPP) provision under IRS Rule 72(t) is one of the most powerful — and most misunderstood — retirement planning tools available to Newton residents. Our advisors have the specialized knowledge to structure these plans correctly from day one.

We've helped Newton residents and clients throughout Massachusetts access hundreds of thousands of dollars in retirement savings — penalty-free. Our track record of IRS-compliant SEPP plans speaks for itself.

Your Newton 72(t) SEPP Specialists

• Local expertise serving Newton and Massachusetts clients
• Dedicated 72(t) SEPP specialists — not generalist advisors
• Compliant structures that protect you from IRS penalties
• Fiduciary standard — your financial interests come first
• Free initial consultation with no obligation
• Ongoing compliance monitoring and support

Who Qualifies for a 72(t) SEPP Plan?

Qualifying for a 72(t) SEPP plan typically requires the following:

• Under age 59½ at the time distributions begin
• A qualifying retirement account with at least $200,000
• Commitment to maintain the SEPP schedule without modification
• A clear financial need for early retirement income