72t Advisor In New Bedford, MA

72(t) SEPP Planning Services in New Bedford

Many New Bedford residents don't realize they can tap into their retirement accounts before age 59½ — completely penalty-free. If you have $200,000 or more in a qualifying account, a 72(t) SEPP plan may be right for you.

The Substantially Equal Periodic Payments (SEPP) provision under IRS Rule 72(t) is one of the most powerful — and most misunderstood — retirement planning tools available to New Bedford residents. Our advisors have the specialized knowledge to structure these plans correctly from day one.

We've helped New Bedford residents and clients throughout Massachusetts access hundreds of thousands of dollars in retirement savings — penalty-free. Our track record of IRS-compliant SEPP plans speaks for itself.

What Sets Our New Bedford 72(t) Service Apart

• Nationwide service available to all New Bedford residents
• Specialized 72(t) knowledge — not a generalist
• Ongoing plan monitoring to maintain IRS compliance
• Fiduciary duty — we always act in your best interest
• Flexible phone and Zoom scheduling
• Free 30-minute strategy session

Are You Eligible for a 72(t) SEPP Plan?

To qualify for a 72(t) SEPP plan, you generally need:

• Must be younger than 59½ when distributions begin
• Retirement account balance of $200,000 or more
• Stable financial situation that supports a fixed distribution schedule
• Understanding that the SEPP plan must run for the longer of 5 years or until age 59½