72(t) SEPP PLANNING
72t Advisor In Florida
Clients across Florida rely on Spivak Financial Group for compliant, penalty-free 72(t) SEPP strategies. As a nationwide advisory firm, we meet with Florida clients via phone and Zoom. Schedule a free consultation to see how we can help you access your retirement funds early and penalty-free.
Schedule Your Free Consultation72t Advisor Near Me in Florida
Browse cities in Florida where Spivak Financial Group serves clients.
Your Trusted 72(t) SEPP Advisor in Florida
Whether you're in Florida's largest city or a smaller community, if you're under 59½ with $200,000+ in retirement savings, IRS Rule 72(t) may allow you to access those funds without penalty — and we can help you do it right.
IRS Rule 72(t) allows you to take Substantially Equal Periodic Payments (SEPP) from your retirement accounts. Our Florida advisors have deep expertise in structuring these plans to ensure full IRS compliance while maximizing your financial flexibility.
- Serving all major cities in Florida
- Dedicated 72(t) SEPP expertise
- Compliant, penalty-free distribution structures
- Fiduciary standard — your interests first
- Free initial consultation