72t Advisor In Hartford, CT

72(t) SEPP Planning Services in Hartford

Are you under age 59½ and looking to access your retirement savings in Hartford, Connecticut without paying the 10% early withdrawal penalty? Our 72(t) SEPP specialists can help.

Our team of 72(t) specialists serving Hartford and the surrounding Connecticut area has helped hundreds of clients structure compliant SEPP plans that provide reliable income while protecting them from costly IRS penalties.

From the initial consultation to the final distribution, Spivak Financial Group manages every aspect of your 72(t) SEPP plan. Hartford clients appreciate our thorough approach and our commitment to keeping their plans fully compliant.

The Spivak Advantage for Hartford Clients

• Hartford clients served via phone and Zoom
• Exclusive focus on IRS Rule 72(t) SEPP planning
• Three IRS-approved calculation methods available
• MDRT Life Member — Million Dollar Round Table
• BBB A+ Accredited Business
• No-obligation free consultation

72(t) SEPP Eligibility Requirements

Our Hartford specialists will review your eligibility, but here are the general requirements:

• Age under 59½ — this strategy is for early retirees and those who retire early
• Minimum $200,000 balance in an IRA, 401(k), 403(b), or similar account
• Ability to sustain the required distribution schedule for 5+ years
• No need to modify the plan once established (changes trigger penalties)