72(t) SEPP PLANNING
72t Advisor In Sun City, AZ
Spivak Financial Group is the preferred 72(t) SEPP advisor for clients in Sun City, AZ. As a nationwide firm, we work with clients in Sun City via phone and Zoom — no in-person visit required. Get started with a complimentary free consultation to see how we can help you access your retirement funds early and penalty-free.
Schedule Your Free Consultation72(t) SEPP Planning Services in Sun City
Are you under age 59½ and looking to access your retirement savings in Sun City, Arizona without paying the 10% early withdrawal penalty? Our 72(t) SEPP specialists can help.
Our team of 72(t) specialists serving Sun City and the surrounding Arizona area has helped hundreds of clients structure compliant SEPP plans that provide reliable income while protecting them from costly IRS penalties.
From the initial consultation to the final distribution, Spivak Financial Group manages every aspect of your 72(t) SEPP plan. Sun City clients appreciate our thorough approach and our commitment to keeping their plans fully compliant.
The Spivak Advantage for Sun City Clients
- Local expertise serving Sun City and Arizona clients
- Dedicated 72(t) SEPP specialists — not generalist advisors
- Compliant structures that protect you from IRS penalties
- Fiduciary standard — your financial interests come first
- Free initial consultation with no obligation
- Ongoing compliance monitoring and support
Qualifying for IRS Rule 72(t) Early Distributions
Most Sun City residents who qualify for a 72(t) SEPP plan meet these criteria:
- To be under age 59½
- $200,000 or more in a qualifying retirement account (IRA, 401k, 403b, etc.)
- A need for regular income from your retirement savings
- Willingness to commit to the SEPP schedule (typically 5 years or until age 59½, whichever is longer)
Free Consultation
Take the first step toward penalty-free retirement income. Book your free Sun City consultation.
Schedule Now(844) 558-5997