ABOUT US
About 72t Advisor
We are a team of specialized 72(t) SEPP planning experts dedicated to helping clients nationwide access their retirement funds early and penalty-free.
Our Mission
At 72t Advisor, our mission is to provide individuals with the specialized expertise needed to navigate IRS Rule 72(t) SEPP plans safely and effectively. We believe that everyone deserves access to their own money when they need it most.
Founded by financial professionals with decades of experience in retirement planning, 72t Advisor has helped hundreds of clients across 44 states structure compliant SEPP plans that provide reliable income while protecting them from costly IRS penalties.
Spivak Financial Group
72t Advisor is a service of Spivak Financial Group, located in Scottsdale, Arizona. Our team of dedicated financial professionals specializes exclusively in 72(t) SEPP planning, giving us unmatched depth of expertise in this complex area.
8753 E. Bell Road
Suite #101
Scottsdale, AZ 85260
Fiduciary Standard
We are legally obligated to act in your best interest at all times.
Nationwide Service
Serving clients in 44 states with personalized, expert guidance.
72(t) Specialists
Exclusively focused on 72(t) SEPP planning — not generalist advisors.